Just 13% of Americans say they are confident in America’s banking system according to a new poll from CNBC and Momentive fielded in the weeks after the collapse of Silicon Valley Bank. But the banking crisis is not the only stressor weighing on people’s minds. Seven in 10 people say they are stressed about their personal finances, and about half say their overall financial stress has increased since before the COVID-19 pandemic began. More than half of Americans (58%) describe themselves as living paycheck to paycheck, including a third of people with household incomes in the six figures. On top of all this, most Americans do not have an emergency fund to help buffer them in times of financial stress; among those who do, 40% say that have less than $10,000 saved for a time of need.
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